My Only Vice

I tried.

I really did.

I tried to stay away from travelling and focus entirely on debt repayment instead. My trip to South America got cancelled due to some unforeseen circumstances (maybe, just maybe, it is not such a good idea to be buying plane tickets eight months ahead of travel after all?) and I seriously considered forgetting about travelling until at least summer time.

Easier said than done.

It is not a secret that I love to travel. There is nothing in the world I’d rather be doing. Well… almost nothing 😉

I was seriously considering giving my birthday trip to Istanbul a miss and throwing that money on my debt instead. I had been thinking about it over and over again until I was finally so exhausted I had to give up. I realised I would give up shopping, eating out, going to the cinema any minute and spend this money on a trip somewhere exciting instead.

Which is exactly what I am doing.

Venice Carnival


Well… I don’t actually  have to give up food to be able to afford my trip to Venice. But what I mean is that I am willing to give up less important things to me, like takeout food, cinema, clothes to name but a few, and focus on what is really important to me – travelling. It’s all about perspective.

When my friend called a couple of days ago and asked if I wanted to go to Venice for the last weekend of the Carnival, I did not hesitate for a second. I yelled “yes” without thinking twice, and I meant it. Last year’s trip to Venice was one of the highlights of my 2013 and I would do it all over again.

So there, I am off to Venice at the end of the month for three days and two nights, right after my trip to Istanbul. We are attending a ball on a Saturday night to celebrate the Carnival and we are dressing up in proper carnival costumes this time around.

This trip is not going to be cheap, but I am doing everything I can to make it as affordable as possible. I am doing my best to slash my spending this month by half. Back to the old days of my spending crash diet. I could do it then, I can do it now.

I would not give up something that I really enjoy for the sake of paying off debt one month earlier. I’m still on track with my goal of paying off at least £6k of my debt this year. It’s not a secret that I am aiming to pay off the rest of my debt by December 2014 and I will do my best. But I will not sacrifice the one thing that I love the most. This is what I have realised after 8 months of living a very frugal lifestyle. I can give up anything but travel and I accept it. As long as I am on track with my other goal – paying off debt.

What is your “soft spot”? What can you not resist spending on that really matters to you?  

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  1. I’m right there with you with the traveling! I love it so much. I’ve been wavering on going to Fincon and/or Iceland, but I’m thinking I really should go back to Iceland for my 30th. This really would only set me back a month. We’ll see, but you are edging me on 🙂 I hope you have a great time in Venice and please post photos of Istanbul. It’s in my top 5 list of places to go!
    Dear Debt recently posted…Valentine’s Day and Anniversaries on a BudgetMy Profile

  2. You are so right, it is all about perspective and if we didn’t have some fun, life would be miserable! I’m sure you will manage to make the savings to enable you to be able to have fun whilst you are out there. x

  3. I don’t blame you. I know you are trying really hard to pay off your debt and you’ve done brilliantly so far. It’s not as if you’re getting into debt for this trip, so if it takes you an extra month to pay off your debt, so be it.

    I hope you have a wonderful time in Venice Eva. Looking forward to seeing your gorgeous photos! xo
    Hayley @ A Disease Called Debt recently posted…Personal Finance Blog Roundup – Friday’s Fab Links #24My Profile

  4. Travelling is my thing too and I would never miss an opportunity to travel. I don’t have debts anymore so it certainly makes things easier but still, I travelled when I had student loans… This is my passion and I won’t let anything get in the way! Enjoy yourself in Venice!

  5. I love travel as well. As Michelle said, as long as your not digging yourself in deeper – you should make room for your passion. Spending money on experiences is far better than blowing it on “things”. You’ll be able to enjoy the memory for a long time – likely the rest of your life. That makes the life-cycle costing on your trip quite reasonable!
    Jack @ SeeJackSave recently posted…Progress Report – January 2014My Profile

  6. Everyone has a tolerance level of their own debt. For you it doesn’t seem to bother you as much as someone else. I think it’s OK you choose to do these things, or anyone else choosing to indulge in their soft spot while still being in debt, as long as you take 100% responsibility for it. Meaning of course owning it, and not coming back and writing about how much debt is making you miserable and you can’t wait to be done paying it. I doubt that will be you! 🙂 But I have seen it before! Sounds like some exciting stuff, especially for your birthday. On my 40th I went to the ellen show (free), had friends take me out to lunch and dinner (nothing expensive), and I went to see a friend’s band play live (free). But it was the best birthday I ever had.

    1. I think you’re right, Tonya. Of course, my debt bothers me, but not to the point where I would lose sleep over it and give up everything that I enjoy. I don’t think there’s any right or wrong about the way one should feel about their debts. As long as it’s being taken care of, that’s all that matters at the end of the day. Your 40th birthday treats sound lovely. The fact that it was cheap is just an icing on the cake 😉
      Eva @ Girl Counting Pennies recently posted…Grocery Shopping & Menu PlanMy Profile

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