5 Ways We Saved Money Last Week

5 Ways We Saved Money Last Week

I am always on the lookout for ways to save money. You see, my maternity payments will stop in June and to top it off, I will not be returning to my office job in September. Instead, I will become a full-time stay-at-home mother. Whereas I am very excited at the prospect of staying at home and looking after my son full time, I want to ensure we save as much as we can to make our transition to becoming a one-income family as swift as possible. Our lifestyle is pretty frugal and our spending relatively low. Nevertheless, I try […]

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50 Effective Ways to Cut Spending and Start Saving

50 Effective Ways to Cut Spending and Start Saving

It wasn’t long ago that I was drowning in debt and had no idea how to manage my money. I was making one financial mistake after another by applying for more credit and making minimum payments on my existing credit cards instead of clearing my balance in full. Until it dawned on me that my debt was holding me back in life. I couldn’t follow my dreams because I had debt hanging over my head. I had to work and generate income because I couldn’t afford not to. I couldn’t quit my job and go travelling around the world for […]

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The Financial Benefits of Being a Stay-at-Home Parent

The Financial Benefits of Being a Stay-at-Home Parent - Girl Counting Pennies

If you’ve been reading my blog, you will know that I am currently on maternity leave until September. My partner and I discussed what I should do when the time comes to return to my office job, and we both agreed that I should leave my day job and become a full-time stay-at-home mother. We looked at both possibilities: I return to work vs. I stay at home, and had a thorough discussion. Naturally, our discussion involved the financial aspect too. Having spent some time deliberating, we eventually came to a conclusion that we will not gain a lot financially […]

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12 Easy Things You Can Do Today to Save Money

12 Easy Things You Can Do Today to Save Money - Girl Counting Pennies

Not so long ago I was drowning in debt and had no idea how to get rid of it. I was living paycheck to paycheck and could just about make minimum payments on my credit cards, let alone pay off my balance in full each month. I was convinced that there was no way I could afford to clear my debts on the salary that I was making until I had a closer look at my spending. This was when I realised I was flushing money down the drain instead of saving it. Whether you are paying off your debt or topping up your savings […]

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