Our Family Budget Revealed

Today I am going to post our new and improved family budget on the blog for the very first time. I started budgeting and keeping track of my spending in May 2013 when I was still in debt and had no savings to my name. My goal was to reduce my spending, save money and use it to eliminate my debt. Following a budget back then helped me save a ton of money, and this is the reason I have been budgeting ever since. WE HAVE COMBINED FINANCES When my partner and I combined our finances, I created a budget for the two of us and […]

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12 Easy Things You Can Do Today to Save Money

Not so long ago I was drowning in debt and had no idea how to get rid of it. I was living paycheck to paycheck and could just about make minimum payments on my credit cards, let alone pay off my balance in full each month. I was convinced that there was no way I could afford to clear my debts on the salary that I was making until I had a closer look at my spending. This was when I realised I was flushing money down the drain instead of saving it. Whether you are paying off your debt or topping up your savings […]

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Back to Budgeting

I have mentioned that my partner and I met in 2014 through our mutual friends. We began dating, and eventually he moved in to live with me. This was a temporary measure while we were looking for a house or a flat of our own to rent. We found a bright and spacious flat in Battersea in London which we fell in love with and moved into just under a year ago. We combined our finances in January 2015 right after I became debt free. Since then I have been managing our finances and doing a fairly good job. I do […]

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It’s a Boy!

Hi there! It has been a while. Let me start by sharing my big news. In November 2015, my partner and I welcomed a baby boy, and we are over the moon and so in love with him! Motherhood is by far the best thing that has ever happened to me! 🙂 My maternity leave started in September last year, and I thought I would be bored at home being heavily pregnant. Bored? I was so wrong! I was spending my days trying to get everything organised just in time for my son’s arrival and had what seemed like a neverending list […]

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How I Paid Off £14,000 in Debt in 18 Months

How I Paid off £14,000 in Debt in 18 Months

Ever since I decided to pay off my debts once and for all and ever since I began blogging about it, I have been dreaming of writing this blog post. I may be a little late writing this since I became debt free in December 2014, but I feel I owe it to this blog to look back and wave my debt one final goodbye. After all, it has been quite a journey… WAKE-UP CALL Back in May 2013, upon returning from my holiday in Spain where I spent my last penny, I found myself in exactly £13,830 worth of […]

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Life After Debt

Hello, friends! It has been a while since my last post. I guess I needed a break from the blog as managing it took a lot of my spare time and at some point I decided I wanted to spend that time on something else, namely my new relationship 🙂 It has been a year since I met my partner and a little less than a year since we moved in together. I paid off my debt in December 2014 and have been debt free since then. I have built a small cushion of cash to fall back on if […]

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