July Challenge

Hi there! I hope you had a wonderful weekend! 😛

I thought I’d post a quick update about what I’ve been up to these past few weeks. My Mum came to visit me just under two weeks ago. We spent some days sightseeing and shopping in London and left for our vacation in France afterwards. It was an inexpensive but a luxury holiday (apart from our flights and some spending money it didn’t cost us anything) as back in March I won an amazing price at one of the industry’s events: a four-night-stay in two stunning Relais & Chateux properties in the south-west region of France, breakfast and dinner included. Both hotels were absolutely gorgeous and we truly enjoyed every minute of our vacation. I will write more about our trip soon and post some photos too.

Did I mention I went shopping? Well, I totally blew my June budget and bought some things I needed  to buy. Well, I could have continued living my life without them but I chose not to. The items that I bought are listed below along with their price tags –

suitcase
My new suitcase on holiday in France 🙂

Suitcase – £45.00 (on sale)
Summer sandals – £28.00 (on sale)
Ballerinas – £45.00
Trench coat – £189.00 (on sale)
Dressing gown – £20.00 (on sale)

Total – £327.00

I needed to replace some items, like my suitcase and my dressing gown. I also desperately needed a new pair of sandals. I also needed a pair of flat shoes so I got a beautiful pair of leather ballerinas. I didn’t really need a new trench coat (especially not in the summer), but I really loved it and since I was thinking of getting a new coat in the autumn anyway, I decided to buy now since it was heavily discounted and I love the brand too (the quality is excellent). I don’t have any regrets about buying these things. Although not exactly budgeted for, these were not impulse purchases: I was looking around, comparing prices online and doing all other things a financially responsible person should do before committing to a purchase 😉

Anyway, what I wanted to say is this: THIS IS IT! No more shopping as I have everything I need for the foreseeable future. I am secretly (or maybe not so secretly) dreaming of a gorgeous dress but it won’t happen until next year when I am debt free.

Since I don’t have any travel plans for July (apart from visiting some friends of mine in Cambridge at the end of the month), my July budget is pretty much set in stone. I would really like to spend as little as possible throughout the month of July. I am also planning to start jogging again (I should really lose some weight as I was eating non-stop while holiday) and borrow more books from the library to read in the evenings. My plan is to not  eat out at all (apart from that one weekend when I am going to Cambridge) and cook at home as much as possible. If this means saying “no” to some expensive activities that my friends are planning, so be it. My weekly budget is £50 in July. It can be less, but it cannot be more. It’s that simple!

I will be making my debt repayment tomorrow so you can expect an update some time next week. Tomorrow I will be officially below £5k in debt with only 5-6 payments left to go (fingers crossed). I cannot wait! 😛

What have you been up to? Have you planned any exciting challenges for the month of July?

images: my own taken on holiday in France.

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13 Comments

  1. Good luck with your July aims! We go on holiday towards the end of July so we’ll be aiming to spend as little as possible until we go, so we can enjoy ourselves whilst we’re there 🙂 I love travelling! I like your suitcase – nice and bright 🙂
    Nicola recently posted…The Weekend Edition #3My Profile

  2. Nice job on getting some good deals on your needed items! I’m also working on a low spending challenge for the summer, I’ve just been spending too much lately and it needs to stop 😉 Congrats on being under 5K, that debt’ll be gone in no time! 🙂
    Morgaine recently posted…Meal Plan: June 22 – June 30My Profile

  3. Lovely suitcase Eva! You’ll be able to tell easily which one is your bag when you collect your luggage! Mine is boring and black. Wow, can’t believe you only have 5-6 more payments to go before your debt is paid off, that’s brilliant. You’ve done so well Eva, I’m cheering you on right until that last pound is paid off!
    Hayley @ Disease Called Debt recently posted…What is Bitcoin?My Profile

  4. Buying stuff for the trip has / my trip has slowed down my debt repayment for the month.

    But I am so glad to see that you will be under 5k… how exciting! I cant wait to see the next post!
    Michelle recently posted…July 2014 GoalsMy Profile

  5. Any idea what happened to Wendy over at Girl Meets Debt? I’ve asked J at the site her URL redirects to but he moderates my comment / does not let it post and does not respond.

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