Picking the Right Credit Card

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I have decided to give my usual Sunday Special post a miss this week and write about something eIse that has been on my mind lately. A credit card! I have currently got two credit cards: one is a foreign credit card that is closed with an outstanding balance that still needs to be settled (work in progress) and one active UK credit card with a £300 limit that is paid off in full. Since my first credit card is closed, naturally I am only able to use my second credit card. I took it out last year (with a […]

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My Credit Score Revealed

My Experian Credit Score

Most of you know that I have been in and out of debt since the age of 18. I have been in full-time employment for nearly 10 years now which is a blessing when you constantly carry a balance on a credit card. I have been diligently paying my creditors, but taking a couple of months off in between jobs or a year off to go travelling was never an option. I guess 10 years of living from paycheck to paycheck and having no savings of any kind has finally got too much for me. It’s about time! I will hopefully have […]

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Sunday Special: My Week in Review #7

Sunday Special

My Sunday Special blog posts include my spending report, life and blog related news and updates on any challenges I set myself to accomplish. I try to post them every Sunday to review my week. Happy Sunday, friends! I hope you are having a nice relaxing weekend. I am still recovering from the cold I caught a couple of days ago. Despite this fact, I managed to catch up with a friend of mine at the trendy Meat Market in Covent Garden on the Saturday night (Yes, I’m enjoying  London’s  dining scene again! Could I be more excited?) and  make […]

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How I Spend Very Little on Groceries

How I Spend Very Little on Groceries - Girl Counting Pennies

Back in September, I published a blog post about living on £100 each month. For the past four months, I have been spending around £70-£80 on groceries each month and the rest on personal care and cleaning products. I received a few comments as well as emails from my readers asking how I managed to spend so little on food, and today I thought I would let you in on my secret (there’s more than one!). I make sure I have enough food in my fridge, and I am eating a healthy balanced diet. If you are on a tight […]

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3 Things I’m not Willing to Give Up or Save Money On

Thing I'm not Willing to Give Up or Save Money On - Girl Counting Pennies

Recently, I’ve been doing some thinking and reflecting back on the past four months. Back in May, I made one of the most important decisions of my life: to get out of debt and start saving for my future. To be able to make this happen, I had to cut back on some things (rent, groceries) and cut out other things completely (magazines, take away food). I’m not going to lie, this transition to a frugal lifestyle hasn’t been very easy. I’m keeping positive though because I know that I have to do this if I want to get out of debt fast. […]

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Sunday Special: My Week in Review #6

Sunday Special

My Sunday Special blog posts include my spending report, life and blog related news and updates on any challenges I set myself to accomplish. I try to post them every Sunday to review my week. Happy Sunday! I hope you are having a fantastic weekend. Gosh, how time flies. It seems like only yesterday I handed in my one month’s notice to end my current tenancy agreement. Well, today is my moving day. APARTMENT I have packed, cleaned my flat and I am ready to go. Some of you may know that I am moving in with my sister for […]

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