4 Bad Financial Habits to Break Right Now

4 Bad Financial Habits to Break Right Now

It’s no secret that my financial life was a mess not so long ago. I got into debt at the age of 18. It took me over ten years to realise that living paycheck to paycheck was not an option if I wanted to truly enjoy my life and pursue my dreams. Breaking bad financial habits was something that I had to do to improve my relationship with money. I quickly learned how to make better financial choices, control my spending urges and take good care of my hard-earned cash. I also started practising good financial habits, gained control over […]

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The 7-Step Plan to Get Out of Debt (on Any Income)

How to Get out of Debt on Any Income

I know what it feels like to have a dark cloud of debt hanging over your head. You may feel stressed, anxious, overwhelmed, or even depressed. You may feel angry and disappointed with yourself because you let things spiral out of control. You may feel that your life is on hold because of your debt. I get it. It’s tough. I spent years pretending my financial problems didn’t exist. I know it can take years to build up the courage to face your fears and start working your way out of debt. If you are in debt and reading this article, you […]

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12 Easy Things You Can Do Today to Save Money

12 Easy Things You Can Do Today to Save Money - Girl Counting Pennies

Not so long ago I was drowning in debt and had no idea how to get rid of it. I was living paycheck to paycheck and could just about make minimum payments on my credit cards, let alone pay off my balance in full each month. I was convinced that there was no way I could afford to clear my debts on the salary that I was making until I had a closer look at my spending. This was when I realised I was flushing money down the drain instead of saving it. Whether you are paying off your debt or topping up your savings […]

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Back to Budgeting

Budgeting

I have mentioned that my partner and I met in 2014 through our mutual friends. We began dating, and eventually he moved in to live with me. This was a temporary measure while we were looking for a house or a flat of our own to rent. We found a bright and spacious flat in Battersea in London which we fell in love with and moved into just under a year ago. We combined our finances in January 2015 right after I became debt free. Since then I have been managing our finances and doing a fairly good job. I do […]

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Life After Debt

Life After Debt

Hello, friends! It has been a while since my last post. I guess I needed a break from the blog as managing it took a lot of my spare time and at some point I decided I wanted to spend that time on something else, namely my new relationship 🙂 It has been a year since I met my partner and a little less than a year since we moved in together. I paid off my debt in December 2014 and have been debt free since then. I have built a small cushion of cash to fall back on if […]

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A Long Overdue Update – I am Debt Free!

Debt Free

Hi all! I hope you have been keeping well! It has been a while since my last post back in August last year. There have been some significant changes in my life which made me decide to stop blogging last year and I do feel I owe you an explanation. The thing is… I met someone, and we fell in love. I was spending all my free time with him (I still do, but we live together now so it’s a little different I guess) and had no time to do much else. As for my debt, I received a […]

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