5 Ways We Saved Money Last Week

5 Ways We Saved Money Last Week

I am always on the lookout for ways to save money. You see, my maternity payments will stop in June and to top it off, I will not be returning to my office job in September. Instead, I will become a full-time stay-at-home mother. Whereas I am very excited at the prospect of staying at home and looking after my son full time, I want to ensure we save as much as we can to make our transition to becoming a one-income family as swift as possible. Our lifestyle is pretty frugal and our spending relatively low. Nevertheless, I try […]

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50 Effective Ways to Cut Spending and Start Saving

50 Effective Ways to Cut Spending and Start Saving

It wasn’t long ago that I was drowning in debt and had no idea how to manage my money. I was making one financial mistake after another by applying for more credit and making minimum payments on my existing credit cards instead of clearing my balance in full. Until it dawned on me that my debt was holding me back in life. I couldn’t follow my dreams because I had debt hanging over my head. I had to work and generate income because I couldn’t afford not to. I couldn’t quit my job and go travelling around the world for […]

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The Financial Benefits of Being a Stay-at-Home Parent

The Financial Benefits of Being a Stay-at-Home Parent - Girl Counting Pennies

If you’ve been reading my blog, you will know that I am currently on maternity leave until September. My partner and I discussed what I should do when the time comes to return to my office job, and we both agreed that I should leave my day job and become a full-time stay-at-home mother. We looked at both possibilities: I return to work vs. I stay at home, and had a thorough discussion. Naturally, our discussion involved the financial aspect too. Having spent some time deliberating, we eventually came to a conclusion that we will not gain a lot financially […]

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3 Fun Money Saving Challenges That Will Easily Boost Your Savings

Fun Money Saving Challenges - Girl Counting Pennies

I am all about saving money these days, but I have to admit that paying off my debt was way more fun. Don’t get me wrong; I love seeing our savings grow. I truly enjoy logging into our internet banking on the day we get paid, because I know that it is that time of the month again when I get to top up our savings accounts and make another step towards our big savings goals. Sometimes, though, saving money can become a little tedious. You see, we are saving for something that currently does not have a shape or […]

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