Recently, I’ve been doing some thinking and reflecting back on the past four months. Back in May, I made one of the most important decisions of my life: to get out of debt and start saving for my future. To be able to make this happen, I had to cut back on some things (rent, groceries) and cut out other things completely (magazines, take away food). I’m not going to lie, this transition to a frugal lifestyle hasn’t been very easy. I’m keeping positive though because I know that I have to do this if I want to get out of debt fast.
Still, there are some things that I’m simply not willing to reduce the cost of for a number of reasons, and today I thought I’d share some of them with you.
I guess this one goes without saying. I won’t compromise my health for the sake of saving a few pounds. Luckily, I didn’t have to visit my dentist in the past four months. That said, I’m due for a routine check up next month, and I will not miss it. In fact, I’ve already booked an appointment. They may say I need an appointment for a dental hygiene or a filling and if so, I won’t postpone this. Putting off visits to the dentist is not an option for me.
I also use one of the most expensive contact lenses on the market. They are silicone hydrogel ones and cost a lot more than regular ones, but they’re overall better for you and can be used for up to 15 hours each day. I also do regular eye and contact lens check-ups, which can cost quite a bit, but this is not something I’m willing to put off.
Giving up travelling is not realistic for me. I am not willing to give up travelling for a couple of years while I am working hard to pay off debt. I’ve always loved to travel, and I used to go away more or less every two months, even if it was a weekend trip to Paris. Perhaps, this is because I used to work for an airline at a busy airport or because I started travelling at a very young age.
There is something about packing a suitcase, going to the airport, boarding an aircraft, landing in the city I have never been to before, exploring, experiencing, discovering… that I cannot live without. These are the memories that I will treasure for the rest of my life. Some people who I met during my travels have become very good friends, and despite the fact some of them live in different parts of the world, we keep in touch, and I’m sure we’ll see each other one day!
Perhaps you’ve heard the saying “I am not rich enough to buy cheap things”. I live by it. I am not a Primark or Forever 21 kinda gal. There is nothing wrong with these shops, and a lot of people shop there religiously. I just don’t like the idea of buying something to wear once or twice (if I’m lucky) before it’s time to chuck it away. I don’t need 20 pairs of jeans costing £10 a pair; I need one quality pair that will last me a lifetime (okay, maybe more than one pair but I’m sure you get my point).
I don’t mind paying for quality. I have clothes from 10 years ago (no kidding!) in a very good condition that I still wear today. All my handbags are expensive but then again, most of them I’ve had for years. The only high street brand that I really like is ZARA. Their quality may not be as good, but it’s decent and all of my office attire is from ZARA. I actually believe that by buying more expensive clothes that last for years, I’ve saved myself a ton of money!