4 Bad Financial Habits to Break Right Now

4 Bad Financial Habits to Break Right Now

It’s no secret that my financial life was a mess not so long ago. I got into debt at the age of 18. It took me over ten years to realise that living paycheck to paycheck was not an option if I wanted to truly enjoy my life and pursue my dreams. Breaking bad financial habits was something that I had to do to improve my relationship with money. I quickly learned how to make better financial choices, control my spending urges and take good care of my hard-earned cash. I also started practising good financial habits, gained control over […]

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Healthy and Inexpensive Breakfast Ideas: Homemade Granola

Healthy and Expensive Breakfast Ideas Homemade Granola

It’s no secret that we like to keep our grocery bill low. To make this happen, we make a shopping list, buy in bulk and shop around for best deals. We also cook from scratch – everything we eat is homemade. We don’t buy ready meals as they are often expensive. I am also suspicious of the ingredients that are being added to them and, since we try to eat as healthily as possible, eating prepacked meals is not an option for us. Cooking from scratch is by far the most effective way to save money on food shopping. As […]

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5 Ways We Saved Money Last Week

5 Ways We Saved Money Last Week

I am always on the lookout for ways to save money. You see, my maternity payments will stop in June and to top it off, I will not be returning to my office job in September. Instead, I will become a full-time stay-at-home mother. Whereas I am very excited at the prospect of staying at home and looking after my son full time, I want to ensure we save as much as we can to make our transition to becoming a one-income family as swift as possible. Our lifestyle is pretty frugal and our spending relatively low. Nevertheless, I try […]

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The 7-Step Plan to Get Out of Debt (on Any Income)

How to Get out of Debt on Any Income

I know what it feels like to have a dark cloud of debt hanging over your head. You may feel stressed, anxious, overwhelmed, or even depressed. You may feel angry and disappointed with yourself because you let things spiral out of control. You may feel that your life is on hold because of your debt. I get it. It’s tough. I spent years pretending my financial problems didn’t exist. I know it can take years to build up the courage to face your fears and start working your way out of debt. If you are in debt and reading this article, you […]

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50 Effective Ways to Cut Spending and Start Saving

50 Effective Ways to Cut Spending and Start Saving

It wasn’t long ago that I was drowning in debt and had no idea how to manage my money. I was making one financial mistake after another by applying for more credit and making minimum payments on my existing credit cards instead of clearing my balance in full. Until it dawned on me that my debt was holding me back in life. I couldn’t follow my dreams because I had debt hanging over my head. I had to work and generate income because I couldn’t afford not to. I couldn’t quit my job and go travelling around the world for […]

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How I Keep Fit and Healthy on a Budget

How I Keep Fit and Healthy on a Budget

I like keeping active and working out. I always have. Before I got pregnant, I was watching my weight and going for a run almost every evening after work. When I found out I was pregnant, I stopped running. I knew I could carry on – a lot of pregnant women do – but I decided it would be better to postpone working out until after pregnancy. You know, just to be on the safe side. I signed up for pregnancy yoga classes held at my local library when I was in my last trimester. I heard a lot of positive […]

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